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Datos · Asistencia para el Pago Inicial

Programas públicos de asistencia, indexados y con fuente

Miles de programas estatales y locales ayudan con el pago inicial y los costos de cierre — y la mayoría de los compradores nunca se entera de ellos. Indexamos los registros públicos de las agencias de vivienda para que usted vea lo que existe. No administramos programas ni determinamos su elegibilidad.

As of Jul 8, 2026

5 programas en registros públicos

  • MassHousing Down Payment Assistance

    Préstamo condonable

    MassHousing

    Up to 10% (max $50,000)

    asistencia máxima

    Assistance of up to 10% of the purchase price as a second loan, paired with a MassHousing first mortgage.

    Comprador por primera vezComprador recurrente
    Statewide income limit; owner-occupied 1–4 units
    Actualizado Jul 8, 2026Fuente oficial

  • ONE+ Down Payment Assistance

    Segundo préstamo diferido

    MassHousing

    Up to $30,000

    asistencia máxima

    A deferred second-mortgage covering down payment and closing costs, repaid when the home is sold or refinanced.

    Comprador por primera vez
    Income limits vary by county & household size
    Actualizado Jul 8, 2026Fuente oficial

  • Workforce Advantage

    Segundo préstamo diferido

    MassHousing

    Up to $30,000

    asistencia máxima

    Deeper assistance for lower-income first-time buyers, structured as a 0% deferred loan forgiven under residency terms.

    Comprador por primera vezEducadorPersonal de emergencias
    Lower-income limits; select communities
    Actualizado Jul 8, 2026Fuente oficial

  • FHA Insured Loan (3.5% down)

    Aporte equivalente al ahorroA nivel nacional

    Federal Housing Administration

    3.5% min down

    asistencia máxima

    A government-insured mortgage allowing a down payment as low as 3.5%, with more flexible credit requirements than conventional loans.

    Comprador por primera vezComprador recurrenteVeterano / militar
    No income limit; loan limits vary by county
    Actualizado Jun 30, 2026Fuente oficial

  • Good Neighbor Next Door

    Préstamo condonableA nivel nacional

    U.S. Dept. of Housing & Urban Development

    50% off list price

    asistencia máxima

    Teachers, law enforcement, firefighters, and EMTs can buy eligible HUD homes at 50% off, forgiven over a 3-year residency.

    EducadorPersonal de emergencias
    Must buy in a designated revitalization area
    Actualizado Jun 22, 2026Fuente oficial