What are the median closing costs in Connecticut?

Median total closing costs — lender and third-party charges — on a home-purchase loan in Connecticut are about $6,556, from public CFPB HMDA data. Cells with fewer than 25 loans are suppressed.

What is the effective property-tax rate in Connecticut?

The effective property-tax rate in Connecticut is about 1.81%, from the Census American Community Survey (median real estate taxes divided by median home value).

What does a median home cost to own each month in Connecticut?

A median $366,900 home in Connecticut costs about $3,253 a month to own — principal, interest, property tax, insurance, PMI, and a maintenance reserve — versus a lender-approved payment of about $2,947. Every figure is from public data.

Cost of Ownership · Connecticut

The true cost of owning a home in Connecticut

For a median $366,900 home in Connecticut, here is the full monthly cost — not just the mortgage. Built from public data: the state's median home value and effective property-tax rate, its average homeowners premium, and the current 30-year rate. This is a representative example, not a quote.

As of Jul 8, 2026Methodology true-cost-v3

Lender-approved payment

$2,947/mo

PITI + PMI

True monthly cost

$3,253/mo

everything, incl. upkeep

The gap

+$306/mo

what approval leaves out

Principal & interest$2,105/mo

Property tax$554/mo

Homeowners insurance$151/mo

PMI (LTV > 80%)$138/mo

Maintenance reserve$306/mo

True monthly cost$3,253/mo

Effective property-tax rate

1.81%

Avg. homeowners premium

$1,814/yr

NFIP flood claims on record

29,425

Closing costs in Connecticut

Median closing costs and lender origination charges on real home-purchase loans in Connecticut, from public CFPB HMDA data. Cells with fewer than 25 loans aren't shown.

Median total closing costs

$6,556

Typically $4,985–$10,377

Median origination charges

$2,116

Typically $1,295–$5,078

Loan size	p25	Median	p75	Loans
All	$4,985	$6,556	$10,377	27,739
All	$4,664	$6,769	$10,363	27,785
< $250k	$4,222	$5,067	$7,035	5,382
< $250k	$4,084	$5,220	$7,685	8,612
$250k–$500k	$5,021	$6,448	$10,784	15,709
$250k–$500k	$4,860	$7,598	$11,600	14,191
$500k–$750k	$5,586	$7,252	$12,778	3,149
$500k–$750k	$5,788	$7,079	$12,585	4,078
> $750k	$7,401	$9,439	$13,764	2,570
> $750k	$7,043	$9,001	$12,955	1,833

Compare your own Loan Estimate with the Loan Estimate Decoder, or see every state in the Fee & Rate Index.

Common questions about buying a home in Connecticut

What are the median closing costs in Connecticut?: Median total closing costs — lender and third-party charges — on a home-purchase loan in Connecticut are about $6,556, from public CFPB HMDA data. Cells with fewer than 25 loans are suppressed.
What is the effective property-tax rate in Connecticut?: The effective property-tax rate in Connecticut is about 1.81%, from the Census American Community Survey (median real estate taxes divided by median home value).
What does a median home cost to own each month in Connecticut?: A median $366,900 home in Connecticut costs about $3,253 a month to own — principal, interest, property tax, insurance, PMI, and a maintenance reserve — versus a lender-approved payment of about $2,947. Every figure is from public data.

These figures use Connecticut's median home value and a 10% down payment as a representative example. Your price, rate, and county rate will differ — run your own numbers in the True Cost tool, see how Connecticut ranks on property tax and insurance, or browse every state.