Cost of Ownership · Nebraska
The true cost of owning a home in Nebraska
For a median $223,800 home in Nebraska, here is the full monthly cost — not just the mortgage. Built from public data: the state's median home value and effective property-tax rate, its average homeowners premium, and the current 30-year rate. This is a representative example, not a quote.
Lender-approved payment
$1,783/mo
PITI + PMI
True monthly cost
$1,969/mo
everything, incl. upkeep
The gap
+$187/mo
what approval leaves out
Effective property-tax rate
1.50%
Avg. homeowners premium
$1,869/yr
NFIP flood claims on record
6,067
These figures use Nebraska’s median home value and a 10% down payment as a representative example. Your price, rate, and county rate will differ — run your own numbers in the True Cost tool, see how Nebraska ranks on property tax and insurance, or browse every state.